Online Tax & Finance Tools
All-in-One Tax & Finance Calculator Hub
Estimate income tax, build a realistic budget, calculate mortgage payments, track net worth, compare cost of living between cities, and project dividend income. Built for people in Canada and the United States who want fast, clear answers about money.
- ✔ Income & tax calculators for Canada & US states
- ✔ Budget creator, net worth & cost of living tools
- ✔ Dividend calculator & investing tools
- ✔ Mortgage calculator for home buyers and owners
Start with your tax & income
Pick your country, province or state, and annual income to see your estimated net pay after tax.
- Select Canada or the United States
- Choose your province or state
- Enter your income and deductions
Then use the budget, mortgage, cost of living and net worth tools to plan the rest.
Plan every part of your money in one place
Instead of jumping between different websites and spreadsheets, use one hub of calculators to plan your income, taxes, spending, investments, cost of living and long-term wealth.
Income & tax calculators
Estimate your net income with federal and provincial or state tax breakdowns for Canada and the United States. See effective and marginal tax rates and how RRSP, 401(k) or other deductions affect your pay.
Budget creator
Build a realistic monthly budget by entering your income and expenses. See how much you can safely spend on housing, food, transportation, debt and savings while still hitting your goals.
Mortgage planning
Run mortgage payment scenarios based on home price, down payment, interest rate and amortization period. See how changes in rate or term affect monthly payments and total interest paid.
Dividend & investment tools
Use the dividend calculator to project annual dividend income and yield, and model how reinvesting dividends can grow your portfolio over time.
Net worth tracking
Track all assets and debts in one view to calculate net worth, measure your progress and see how each decision moves you closer to (or away from) your targets.
Cost of living comparison
Compare the cost of living between major cities in Canada and the US, including rent, transportation, groceries and more, so you can evaluate job offers or potential moves.
Retirement & savings planner
Model long-term savings and investment growth to see if you’re on track for retirement or other major goals, and explore how different contribution levels affect your future.
Free, fast & anonymous
Every calculator is free to use, with no account required. Run as many scenarios as you want and use the results to have better conversations with lenders, advisors or family.
Financial calculators you can use today
Choose a tool below to start planning. Each calculator is designed to be simple, fast and practical for everyday money decisions.
Tax & Income Calculator
Estimate net income after federal and provincial or state income tax, plus retirement contributions and other deductions.
- ✓ Canada & US income tax estimates
- ✓ RRSP, 401(k), IRA & deductions
- ✓ Federal & regional tax breakdown
Budget Creator
Turn your income into a monthly spending plan that covers essentials, debt payments and savings goals.
- ✓ Categorize expenses & track totals
- ✓ See surplus or shortfall instantly
- ✓ Great for paycheque-to-paycheque planning
Mortgage Calculator
Estimate mortgage payments and interest costs for buying or refinancing a home.
- ✓ Monthly payment estimates
- ✓ Principal vs. interest breakdown
- ✓ Explore different rates & terms
Dividend Calculator
Project dividend income, yields and potential passive cash flow from dividend stocks or ETFs.
- ✓ Annual & monthly dividend income
- ✓ Dividend yield and yield on cost
- ✓ Great for income investors
Net Worth Calculator
Track all of your assets and debts to calculate your net worth and measure progress over time.
- ✓ Assets vs. liabilities overview
- ✓ Works with cash, property, investments & loans
- ✓ Simple snapshot of your financial health
City Cost of Living Calculator
Compare the cost of living between cities, including rent, transportation, groceries and more.
- ✓ Canada & US city comparisons
- ✓ Major expenses side-by-side
- ✓ Helpful for relocations & job offers
Retirement & Savings Planner
Model long-term savings and investment growth to see if you’re on track for retirement or other big goals.
- ✓ Project balances over time
- ✓ Adjust contributions & returns
- ✓ Visualize progress toward goals
How these tax & finance calculators help you
Every calculator is built around one idea: make complex financial math easy to understand so you can make better decisions without needing to be an expert.
1. Get clarity on your income
Start with the tax & income calculator to see your estimated net pay after tax. Knowing your after-tax income is the foundation for every other money decision.
2. Turn income into a budget
Use the budget creator to assign every dollar a job: bills, housing, debt payments, savings and fun. Small adjustments here can create big long-term improvements.
3. Model big decisions like a home purchase
Before you buy or refinance a property, plug your numbers into the mortgage calculator to see how payment size, rate and amortization affect affordability.
4. Grow wealth with investing & tracking
Estimate dividend income, and use the net worth and city cost of living tools to see how your choices affect your overall financial picture over time.
Tax & finance calculator FAQ
Quick answers to the most common questions about these tools.
What kinds of tax and finance calculators do you offer?
You can use our tax & income calculator for Canada and the United States, a monthly budget creator, mortgage calculator, dividend calculator, city cost of living calculator, and a net worth calculator. They’re all built to be quick, simple and practical.
Are your tax calculators accurate?
Our tax calculators are based on current federal and provincial or state tax brackets for Canada and the US, and they provide reasonable estimates for planning. They may not include every single credit, deduction or local tax, so always confirm final numbers with a professional tax preparer or accountant.
Is the budget creator and net worth calculator secure?
The tools are designed for simple what-if planning. Avoid entering sensitive personal details like bank account numbers. Focus on totals and categories rather than specific account information for peace of mind.
Are all of these calculators free to use?
Yes. You can use every calculator on this site for free, with no signup required. Run as many scenarios as you want whenever your income, expenses or goals change.