Net Worth Calculator

Estimate your net worth by listing everything you own (assets) and everything you owe (liabilities). The calculator totals each section automatically and shows your overall net worth.

Assets

Add the current value of everything you own. Use rough estimates if you don’t know exact numbers.

Cash & short-term savings

Chequing / current accounts Savings accounts Physical cash

Investments

Retirement accounts (RRSP, TFSA, 401(k), IRA, etc.) Taxable investment accounts / brokerages Other investments (crypto, private equity, etc.)

Property & vehicles

Primary home (market value) Other real estate (rental, cottage, land) Vehicles (car, motorcycle, boat, etc.)

Other assets

Business ownership value (if applicable) Personal valuables (jewelry, art, collectibles) Other assets

Total assets

$0.00

Liabilities (debts)

List everything you owe. Use the current outstanding balances (not original loan amounts).

Housing & real estate debt

Primary mortgage balance Other property mortgages HELOC / home equity loans

Loans & credit

Car / vehicle loans Student loans Personal loans / lines of credit

Credit cards & other debts

Credit card balances (total) Taxes owing Other debts

Total liabilities

$0.00

Your net worth

Total assets

$0.00

Total liabilities

$0.00

Net worth (assets − liabilities)

$0.00

This is a simplified view of your financial position. It doesn’t include future income, pensions, or things that are hard to value. Track this number over time (monthly or yearly) to see your progress.